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Economy United Kingdom 2000–2026 Published May 2026

Interest Rates & Mortgage Tracker

Monthly tracking of the Bank of England base rate and average UK mortgage rates from 2000 to 2026.

Charts3
UpdatedMay 7, 2026
Views48
Dashboard layout is consistent across Insightnix to support reuse.
Dashboard ID: INX-EC-0002

Interactive charts

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All Rates Over Time
Monthly rates from Bank of England — base rate vs average quoted mortgage rates

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Mortgage Premium Over Base Rate
How much more borrowers pay above the base rate on a 2yr fixed mortgage

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SVR Penalty Over Base Rate
Extra paid by borrowers who revert to their lender's standard variable rate

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Sources

Original data provider(s) for this dashboard.

Data practices
Bank of England
G1.3 Average Quoted Household Interest Rates
Retrieved 2026-05-07
Bank of England
Official Bank Rate History
Retrieved 2026-05-07